8 Best Credit Cards With Global Entry or TSA PreCheck Benefits


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Most airport regulars know of reliable ways to avoid the most egregious lines. Those who fly often enough to qualify for the higher ranks of airline frequent flyer status can typically bypass ticketing lines and head straight to the counter. Those with coveted airport lounge memberships — often a perk of elite flyer status — don’t need to wait for counter service at public terminal eateries and watering holes.

And those willing to endure a lengthy vetting process may qualify for two federal programs that confer expedited entry privileges at airport security checkpoints and U.S. points of entry: Global Entry and TSA PreCheck.

Unlike frequent flyer status and airport lounge privileges, expedited entry isn’t an automatic perk of high-end travel rewards credit cards. Everyone must go through the same application and vetting process, with no guarantee of approval.


Best Credit Cards for Global Entry & TSA PreCheck

But many travel rewards credit cards extend a financial incentive to TSA PreCheck and Global Entry applicants: a credit against the programs’ application fees. With Global Entry application fees clocking in at $100 and PreCheck’s at $85, and both programs requiring reapplication every five years, this credit is worth up to $20 per year.

Unless noted otherwise, each card credits only the first application fee charged to the card: $85 for TSA PreCheck or $100 for Global Entry. Cardholders generally cannot receive credit for more than one application fee within a five-year period. Credits appear on card statements, usually within one statement cycle of payment.

Without further ado, these are the best credit cards for Global Entry and TSA PreCheck application fee credits.

1. Capital One® Venture® Rewards Credit Card

2x Miles on All Eligible Purchases

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The Capital One® Venture® Rewards Credit Card is a general-purpose card that’s great for frequent travelers who prefer not to remain loyal to one or two travel merchants. With all purchases earning miles at the same rate, there’s no practical difference between travel and nontravel spending here.

  • Early Spend Bonus: Earn 100,000 bonus miles when you spend at least $20,000 on purchases in the first 12 months. That’s worth $1,000 when redeemed against prior travel purchases. Or, earn 50,000 bonus miles when you spend at least $3,000 on purchases in the first 3 months.
  • Earning Rewards: Earn unlimited 2 miles per $1 spent on all eligible purchases, every day.
  • Redeeming Rewards: The best way to redeem is for statement credits against prior travel purchases, always at a flat $0.01-per-mile rate. Other redemption options include cash-back statement credits and gift cards, but those methods may undervalue points.
  • Introductory APR: None.
  • Key Fees: The annual fee is $95. There is no foreign transaction fee.
  • Other Perks: In lieu of redeeming for statement credits, you can transfer your miles to any of about 10 participating travel partner programs at favorable ratios. Plus, enjoy value-added travel benefits like complimentary rental car coverage when you pay for the rental in full with your card, plus shopping benefits such as extended warranties.

See our Capital One Venture Rewards Credit Card review for more information. Learn more about this card and find out how to apply for this card here.

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2. Chase Sapphire Reserve® Card

$300 Annual Travel Credit; Complimentary Airport Lounge Access at 1,000+ Locations

Chase Sapphire Reserve Card

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The Chase Sapphire Reserve® Card is one of the most generous general-purpose travel credit cards on the market.

Sapphire Reserve’s signature benefit is a $300 annual travel credit that automatically applies to a wide range of primary and incidental travel purchases, including airfare and hotel bookings. When the credit is fully exploited, the $550 annual fee effectively drops to $250.

Another must-note benefit: complimentary airport lounge access at more than 1,000 locations worldwide through the Priority Pass Select program.

  • Sign-Up Bonus: Earn 60,000 Ultimate Rewards points when you spend $4,000 or more on purchases on your card within three months of your account opening date. That’s worth $900 when redeemed for travel bookings at the Chase Ultimate Rewards portal.
  • Earning Rewards: Earn 3 points per $1 spent on eligible travel and dining purchases. Earn 1 point per $1 spent on all other eligible purchases.
  • Redeeming Rewards: The best way to redeem Ultimate Rewards points earned through Chase Sapphire Reserve spending is for travel bookings (including hotels, airfare, and car rentals) at the Ultimate Rewards travel center. This method values points at $0.015 apiece, 50% more than the baseline. Other redemption options include cash back, point of sale purchase subsidies, gift cards, and general merchandise.
  • Introductory APR: None.
  • Key Fees: The annual fee is $550. The fee for additional authorized users is $75 per user, per card. There is no foreign transaction fee.
  • Other Perks: Beyond the travel credit and Priority Pass Select benefit, Sapphire Reserve offers a generous point transfer arrangement with about a dozen Chase travel partners. Cardholders may transfer Ultimate Rewards points to participating loyalty programs at a 1-to-1 ratio, potentially multiplying their baseline value by two, three, or more.

See our Chase Sapphire Reserve Card review for more information. Learn more about this card and find out how to apply for this card here.

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3. The Platinum Card® From American Express

$200 Annual Airline Fee Credit; Complimentary Airport Lounge Access at 1,000+ Locations

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The Platinum Card® from American Express can’t quite match Chase Sapphire Reserve’s annual travel credit. Its $200 airline fee credit applies only to fees charged by one airline of the cardholder’s choice, so it’s much more restrictive.

But Platinum’s overall travel benefits package is more than a match for Sapphire Reserve’s, with an expansive array of airport lounges in its complimentary access program and up to $200 in Uber ride credits each year.

  • Welcome Offer: Earn 75,000 Membership Rewards points after spending $5,000 on eligible purchases in the first 6 months. Plus, earn 10 points per $1 spent on eligible purchases at U.S. gas stations and supermarkets, up to $15,000 in combined spending during the first 6 months.
  • Earning Rewards: Earn 5 points per $1 spent on airfare purchased directly with airlines and prepaid hotel and airfare bookings made through the American Express travel portal. Earn 1 point per $1 spent on all other eligible purchases.
  • Redeeming Rewards: The best way to redeem your accumulated rewards is for travel bookings made through American Express’s travel portal. This option values points at $0.01 apiece under normal circumstances. Other redemption options include cash, purchases with partner merchants, general merchandise, and gift cards. Redemption minimums and ratios vary.
  • Introductory APR: None.
  • Key Fees: The annual fee is $550. There is no foreign transaction fee.
  • Other Perks: Enjoy potentially valuable perks at participating partner hotels and resorts, such as flexible check-in and room upgrades where available. Claim complimentary Gold and Gold Elite status with Hilton Honors and Marriott Bonvoy, respectively. Other benefits abound.

See our Platinum Card from American Express review for more information. Learn more about this card and find out how to apply for this card here.

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4. Citi Prestige Card

$250 Annual Travel Credit; Complimentary Airport Lounge Access at 1,000+ Locations Worldwide

citi prestige credit card

The Citi Prestige Card is a worthy answer to Chase Sapphire Reserve and Amex Platinum. Its $250 annual travel credit effectively reduces the annual fee to $245 before accounting for rewards and other perks. Like its peer cards, Prestige also has a generous airport lounge access benefit that’s music to frequent travelers’ ears.

  • Sign-Up Bonus: Earn 50,000 bonus ThankYou points when you spend at least $4,000 on eligible purchases during the first three months. That’s worth up to $500 when you redeem for travel at the Citi ThankYou Rewards portal.
  • Earning Rewards: Earn unlimited 5 points per $1 spent on air travel and restaurant purchases. Earn unlimited 3 points per $1 spent on hotel and cruise line purchases. All other eligible purchases earn an unlimited 1 point per $1 spent.
  • Redeeming Rewards: Redeem for travel bookings, gift cards, general merchandise, and cash back at the ThankYou Rewards portal, subject to redemption minimums. Redemption values vary but generally come in at or under $0.01 per point.
  • Introductory APR: None.
  • Key Fees: The annual fee is $495. The authorized user fee is $75 per user, per year. There is no foreign transaction fee.
  • Other Perks: Enjoy a complimentary fourth night on consecutive hotel bookings of four nights or longer (limit: twice per year). Transfer points to more than a dozen Citi travel partners at 1-to-1 (or better) ratios, potentially multiplying transferred points’ value by a factor of three or more.

See our Citi Prestige Card review for more information.


5. Mastercard® Black Card

$100 Annual Airline Credit; Complimentary Access to 1,000+ Airport Lounges Worldwide

Mastercard Black Card

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The Mastercard® Black Card is the middle child of the three-product Luxury Card family. It’s by no means the best value on the market, but the $100 annual airline credit and complimentary access to about 1,200 airport lounges worldwide help justify the annual fee.

The return on airline redemptions isn’t bad, either, though it can’t compete with Amex Platinum, Citi Prestige, or Chase Sapphire Reserve.

  • Sign-Up Bonus: There is currently no sign-up bonus. Check Luxury Card’s website for up-to-date promotion information.
  • Earning Rewards: All eligible purchases earn 1 point per $1 spent, with no caps or restrictions on how much you can earn.
  • Redeeming Rewards: Double your redemption power (2% return on spending) when you redeem for airfare. Cash-back redemptions offer a 1.5% return on spending.
  • Introductory APR: See terms for the latest introductory promotions.
  • Key Fees: The annual fee is $495. Authorized users cost $195 per user, per year. There is no foreign transaction fee.
  • Other Perks: This card comes with a slew of travel protections, including trip interruption and cancellation coverage, baggage delay reimbursement, and complimentary car rental coverage when you pay for the rental car in full with your card.

See our Mastercard Black Card review for more information. Learn more about this card and find out how to apply for this card here.

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6. Marriott Bonvoy Boundless Credit Card

1 Free Night at Participating Marriott Bonvoy Properties Each Year; Complimentary Silver Elite Status

Marriott Bonvoy Boundless Credit Card

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The Marriott Bonvoy Boundless Credit Card is the best hotel credit card for brand-loyal travelers seeking TSA PreCheck and Global Entry application fee credits. Its signature benefits include automatic Silver Elite status, whose perks include a 10% boost on base point earnings and flexible check-in where available.

Also of note: one automatic free night per year at participating Marriott Bonvoy properties.

  • Sign-Up Bonus: Earn 75,000 Marriott points after spending $3,000 on purchases in the first three months your account is open.
  • Earning Rewards: Earn 6 points per $1 spent on purchases at Marriott Bonvoy locations and 2 points per $1 spent on all other eligible purchases.
  • Redeeming Rewards: The best way to redeem accumulated points is for free nights at participating Marriott Bonvoy properties. Redemptions start at 7,500 points per night for budget-friendly Category 1 hotels and range as high as 85,000 points for high-end Category 8 properties. If you don’t have enough points to redeem for a full night’s stay, you can combine points and cash to make up the difference.
  • Introductory APR: None.
  • Key Fees: The annual fee is $95. There is no foreign transaction fee.
  • Other Perks: Earn 15 Elite Night credits toward status qualification. Automatically attain Gold Elite status when you spend at least $35,000 on your card in a calendar year, even when you fail to meet stay requirements.

See our Marriott Bonvoy Boundless Credit Card review for more information. Learn more about this card and find out how to apply for this card here.

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7. IHG® Rewards Club Premier Credit Card

Fantastic Sign-Up Bonus and First-Year Spending Bonus

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The IHG® Rewards Club Premier Credit Card packs a big punch for a hotel credit card with a sub-$100 annual fee. The TSA PreCheck and Global Entry application fee credit is just the beginning. Cardholders also enjoy opportunities to earn multiple free nights each year and take advantage of an unusually generous rewards program.

IHG has a huge network too, so you’ll have little trouble finding places to earn and redeem.

  • Sign-Up Bonus: Earn 125,000 bonus points plus a reward night when you spend at least $3,000 on eligible purchases during your first three months of card membership.
  • Earning Rewards: Earn 25 points total per $1 spent at IHG hotels. Earn 2 points per $1 spent at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other eligible purchases.
  • Redeeming Rewards: Redeem for free nights at participating IHG properties, starting at 10,000 points for the lowest-tier properties and 70,000 points for the highest-tier properties. Alternatively, combine points and cash to subsidize nightly stays.
  • Introductory APR: None.
  • Key Fees: The annual fee is $89. There is no foreign transaction fee.
  • Other Perks: When you book a reward stay of at least four nights and pay entirely with points, you’ll get the fourth night free. Earn 10,000 bonus points when you spend at least $20,000 on purchases and make one additional purchase in a calendar year. Enjoy one free reward night each year after your cardmember anniversary.

See our IHG Rewards Club Premier Credit Card review for more information. Learn more about this card and find out how to apply for this card here.

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8. Bank of America® Premium Rewards® Visa® Credit Card

Unlimited 2x Points on Travel and Dining Purchases; 1.5x Points on All Other Purchases

The Bank of America® Premium Rewards® Visa® credit card is the clear travel credit card choice for cardholders with existing Bank of America relationships.

Even for non-BofA customers, it’s among the most generous travel credit cards in the sub-$100 annual fee category. The $100 airline incidental fee credit alone is enough to offset the annual fee, before accounting for any reward earnings.

  • Sign-Up Bonus: Earn 50,000 bonus points after you make at least $3,000 in purchases during the first 90 days your account is open. That’s worth up to $500 at redemption.
  • Earning Rewards: Earn unlimited 2 points per $1 spent on eligible travel and dining purchases, including airfare, hotels, and car rentals. Earn 1.5 points per $1 spent on all other eligible purchases.
  • Redeeming Rewards: Redeem for cash-back deposits into qualifying Bank of America and Merrill Lynch accounts, including tax-advantaged accounts, or for statement credits against prior purchases. Other redemption options include gift cards and merchandise purchases through the Bank of America loyalty center.
  • Introductory APR: None.
  • Key Fees: The annual fee is $95. There’s no foreign transaction fee.
  • Other Perks: Enjoy a $100 annual airline incidental fee credit that’s automatically applied against fees charged for seat upgrades, baggage, in-flight products and services, and airline lounge access — enough to offset the annual fee when fully utilized. Bank of America Preferred Rewards members may earn up to 75% more points on everyday purchases, subject to relationship minimums.

More Credit Cards With Global Entry & TSA PreCheck Credits

These credit cards don’t make our list of the best cards with Global Entry and TSA PreCheck application fee credits, mainly because their non-entry benefits aren’t as compelling or their use cases are limited for cardholders not loyal to specific airlines and hospitality families. But they’re worth noting here nonetheless.

  • PenFed Pathfinder Rewards American Express® Card. The PenFed Pathfinder Rewards American Express Card earns 3 points per $1 spent on eligible travel purchases. PenFed Honors Advantage members earn 4 points per $1 spent on eligible travel. Cardholders also enjoy a $100 annual airline fee credit, good against a variety of air travel expenses. And there’s no annual fee. Cardholders must be members of Pentagon Federal Credit Union.
  • U.S. Bank Altitude® Reserve Infinite Card. The U.S. Bank Altitude Reserve Visa Infinite Card is U.S. Bank’s answer to Chase Sapphire Reserve and Citi Prestige. Its $325 annual travel credit bests most other cards in the category, and its 3x return on travel spending is pretty nice too. The $400 annual fee isn’t much of a lift after accounting for the travel credit.
  • U.S. Bank FlexPerks Gold American Express Card. The U.S. Bank FlexPerks Gold American Express Card earns 3 points per $1 spent on purchases made at restaurants and 2 points per $1 spent on purchases with airlines and U.S. gas stations. Its $85 annual fee is partly subsidized by a $25 airline fee allowance.
  • The Business Platinum® Card from American Express. The Business Platinum® Card from American Express is the small-business card companion to the consumer Platinum Card. It’s well worth the $595 annual fee — the Global Entry and TSA PreCheck fee credit is way down the list of perks here. For more, read our review of the Business Platinum Card from American Express.
  • Marriott Bonvoy Brilliant™ American Express® Card. Like Amex Business Platinum, the Marriott Bonvoy Brilliant™ American Express® Card has many perks more valuable than free application to these two popular trusted traveler programs. Highlights include a $300 annual statement credit against qualifying Marriott purchases and complimentary Priority Pass Select membership, which confers free access to hundreds of airport lounges worldwide.
  • Capital One® Spark® Miles for Business. The Capital One Spark Miles for Business card earns 2 miles per $1 spent on all purchases, every day. Points are worth $0.01 apiece when redeemed for travel, making for a 2% return on spending — more than enough to justify the $95 annual fee when you make this your primary credit card. Learn more about this card and find out how to apply here.
  • Southwest Rapid Rewards® Performance Business Credit Card. The Southwest Rapid Rewards® Performance Business Credit Card is a great card for business travelers who regularly fly with Southwest Airlines. It earns 3 points per $1 spent on purchases with Southwest and select hotel and rental car partners. Purchases of select digital advertising and telecommunications services earn 2 points per $1 spent. Generous upgrade allowances and in-flight credits justify the $199 annual fee.
  • Citi® / AAdvantage Executive World Elite™ Mastercard®. The Citi / AAdvantage Executive World Elite Mastercard is a luxe product for discerning American Airlines loyalists. High-flying benefits include complimentary access to Admirals Club airport lounges, priority boarding and check-in, free checked bag allowances, and subsidized in-flight food and beverage purchases. The Admirals Club benefit alone offsets the $450 annual fee.
  • Chase United Explorer Card. The Chase United Explorer Card offsets a $95 annual fee with a slew of benefits for frequent United flyers, including baggage fee waivers, priority boarding, subsidized in-flight purchases, and two complimentary United Club airport lounge passes per year.
  • United Club Card. The United Club Infinite Card justifies a $450 annual fee with complimentary access to United Club airport lounges, valuable benefits at participating partner hotels, and the same great perks as the United Explorer Card.

Final Word

Earning a $100 credit every five years may not seem like a big deal. The subsidy works out to $20 per year, small change compared with luxe travel cards’ $200 to $300 annual travel credits. Still, every dollar counts when you’re trying to save money on travel.

Saved time is the real perk of expedited entry status. With its guarantee you’ll whisk past busy security lines at U.S. airports, TSA PreCheck allows you to cut your airport arrival time a little closer. If you’re a regular at U.S. points of entry, Global Entry makes the back ends of those exhausting return journeys a bit more bearable — welcome relief when your fuse is shorter than usual.

Are TSA PreCheck and Global Entry worth the application fee? For frequent travelers, the answer is probably yes. For those who qualify for one of the credit cards on this list, it’s a definite yes.

For rates and fees of the Business Platinum Card® from American Express, please visit this rates and fees page.

Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airline, or hotel chain, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone, not those of the bank, credit card issuer, airline, or hotel chain, and have not been reviewed, approved, or otherwise endorsed by any of these entities.



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